Zenka Loan App


Zenka is one of the most flexible personal loan platform on the market, giving Kenyans more control over their finances with its unique features. We offer a simple registration and application process. After positive approval decision, you will receive your loan straight to your M-Pesa account.
5.0/5 Votes: 79,471
Zenka Finance
Apr 30, 2022
Download APK

Report this app


About Zenka Loan App

Zenka Loan App is the Kenya’s most popular Instant Loan App for Android. Download latest version of Zenka App for Android.


Zenka App is a easy way to instantly get loan directly in your M-Pesa account. This is a well known and trusted platform in Kenya.

Zenka Loan Features

  • Zenka offers loan for the period of 61 days.
  • For 61 day period loan processing fee is 9.30% other than this there are no hidden charges.
  • Processing Fee will be between KSh 45 to KSh 870 for one time only
  • We offer Loan in various categories ranges from KSh 1000 to KSh 30,000.
  • If you want, you can pay loan amount in one time. By paying repayment amount in one time you can increase your loan limit.


Zenka Loan App
Zenka Loan App

With ZenkaFlexi option you can pay your loan in 12 months.

If you take a loan for a 61day of KSh 2,000, the processing fee would be KSh 580 and the total amount due would be KSh 2,580. The main advantage of our scheme is we don’t have any hidden charges.

If you want a instant loan then download latest version of Zenka Loan App now and get loan instantly.


If you have any questions or suggestions please contact us via email or you can www.zenka.co.ke

Terms and Conditions of Zenka App: Zenka charges a one-time processing fee of 9-30%* of the principal amount. There is no minimum payment period for repayment; customers may make payments towards their principal at any time following disbursement. Additional terms and conditions apply.
Effective APR: 70.7%-224.89%. Zenka is totally transparent with the fees applied.

Privacy Policy: When you download Zenka, we will ask to scan your M-Pesa SMS and other information in order to verify your identity, creditworthiness, and provide you with the fastest loan in Kenya. We take privacy very seriously, and your personal information will never be shared without your direct permission.

How to Use Zenka App

1. Download Zenka APK from above Download button, or download from Play Store

2. Fill your details such as Name, Date Of Birth, Phone Number in a form. After installation this app, enter money you need as loan and sign up with Zenka.

3. Receive money on your M-Pesa account
Your application will be manually checked by our team, and when it is approved, you will receive money on your M-Pesa account.

4. Flexible Loan features
Make use of our flexible additional amount feature that allows you to get additional loan up to your current credit limit.

5. ZenkaFlexi
Zenka Flexi feature give you more control over your loan by letting you postpone your due date by two weeks to four weeks.
6. Repay on time and build a positive credit history
Timely repayment increases your credit limit and allows you to apply for higher amounts for next loans

Follow Zenka on Social Media for latest updates. If you are a customer of Chase Bank the Download Chase bank app.

If you want any additional loans before repayments, want great opportunities and top up your existing loan all this is possible with Zenka Loan.

Zenka App Loan Procedure

  • Open Zenka Loan app after installation in your phone.If you already have Zynka account then click on sign in, or if you are a new user Click on Sign Up
  • On next page Enter your mobile number.
  • On the next page, enter your full name, PIN, security question answers, National Identification Number.
  • Now Agree Terms and Conditions of the app to use the app
  • Registration Process may take few Seconds
  • You’ll receive a text message notifying you that the registration process was successful.
    Before you can sign in, Zenka may send you an SMS with a confirmation code. Use it when signing into the app for the first time.
  • Now Click on Sign in With your User ID and 4 Digit PIN Code.
  • After Sign In, On Main Screen Click on Apply For Loan
  • Fill your basic details Such as Name, Date Of Birth, Annual Income, National Identification Number
  • Click on Submit
  • Zenka Loan team will manually check your details and Previous records
  • In few days you will get text message about status of your application.

Contact US

Customer Support: + 254 020 765 0878
Email: support@zenka.co.ke

Address: Zenka Finance Limited
Mirage Tower 2, 12th floor,
P.O. BOX 29107-00100

More About App

This app developed by Zenka Finance . Currently, version 2.1.1 of this app is available for download. This app is 10 MB in Size. The app is downloaded more than 1 Million times Worldwide.

Zenka Loan App for iOS

This app is available for android as well as for iOS Download official version of Zenka Loan app for iOS from https://apps.apple.com/ke/developer/zenka-finance-limited/id146170661

Permissions Requirements

  • Network Access
  • Phone
  • contacts
  • Location
  • Storage
  • Keep Phone Awake
  • Boot at Startup

How To Download and Install Zenka loan app APK

  • Click on the Download button above and Download latest version of Zenka Loan App
  • Allow Install App from Unknown Sources in your Android Smartphone.
  • Now Install this downloaded apk file.
  • Allow All the necessary permission to use the app.

APP Test

Tested On

  • Device Name: Techno Spark Go
  • RAM: 2GB
  • Processor: MediaTek A20

Ram Usage

This apps consumes less RAM and APK size is under 10MB. But steel we feel some lag during checkout in 2GB RAM device.

Kids Safety

As this is a Loan and Banking app it is fully safe and secure app. But this app is designed for kids.

User Interface

Interface is simple and easy. Both UI and UX are preferred to keep simple in this app.

What's new

Bug fixes and policy update


A comment on "Zenka Loan App"

  1. Beth Mwihaki kuria says:

    I just forgot my pin how can you help me

Leave a Reply

Your email address will not be published.

DMCA.com Protection Status